:root{--blue:#1e4fd8;--blue-d:#163ba3;--ink:#0f172a;--muted:#55607a;--line:#e3e8f2;--bg:#f6f8fc;--card:#fff;--accent:#f59e0b;--ok:#0f9d58;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--blue)}a:hover{color:var(--blue-d)}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:20px;letter-spacing:-.3px}
.logo .mark{width:34px;height:34px;border-radius:9px;background:var(--blue);display:grid;place-items:center;color:#fff;font-size:18px}
.logo b{color:var(--blue)}
nav.main{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--ink);font-weight:500;font-size:15px}
nav.main a.btn{color:#fff}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-weight:600;padding:11px 18px;border-radius:10px;border:0;cursor:pointer;font-size:15px}
.btn:hover{background:var(--blue-d);color:#fff}
.btn.alt{background:#fff;color:var(--blue);border:1px solid var(--blue)}
.btn.accent{background:var(--accent);color:#1b1300}
.menu-toggle{display:none}
@media(max-width:820px){nav.main{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:14px 18px;border-bottom:1px solid var(--line)}
nav.main.open{display:flex}.menu-toggle{display:block;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:18px}}
.hero{background:linear-gradient(135deg,#1e4fd8 0%,#2a64f0 55%,#3b82f6 100%);color:#fff;padding:64px 0 72px}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.15;margin:0 0 14px;letter-spacing:-.8px}
.hero p.lead{font-size:clamp(17px,2.2vw,20px);opacity:.95;max-width:680px;margin:0 0 26px}
.finder{background:#fff;border-radius:var(--r);padding:14px;display:flex;gap:10px;flex-wrap:wrap;max-width:720px;box-shadow:0 12px 32px rgba(10,30,90,.25)}
.finder select{flex:1 1 200px;padding:13px 12px;border:1px solid var(--line);border-radius:10px;font-size:16px;background:#fff;color:var(--ink)}
.finder .btn{flex:0 0 auto;padding:13px 22px}
.badges{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;font-size:15px;opacity:.95}
section{padding:56px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(24px,3.2vw,32px);letter-spacing:-.4px;margin:0 0 10px;line-height:1.25}
h3{font-size:20px;margin:0 0 8px}
.sub{color:var(--muted);margin:0 0 28px;max-width:720px}
.grid{display:grid;gap:16px}
.g3{grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.g2{grid-template-columns:repeat(auto-fill,minmax(320px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);display:block;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(15,23,42,.08);color:var(--ink)}
.card .ico{font-size:28px;margin-bottom:8px}
.card p{color:var(--muted);margin:0;font-size:15px}
.steps{counter-reset:s}.step{position:relative;padding-left:56px}
.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:#e8eefc;color:var(--blue);font-weight:800;display:grid;place-items:center}
.crumbs{font-size:14px;color:var(--muted);padding:16px 0 0}.crumbs a{color:var(--muted)}
.page-head{background:#fff;border-bottom:1px solid var(--line);padding:10px 0 34px}
.page-head h1{font-size:clamp(28px,4.4vw,40px);letter-spacing:-.6px;margin:10px 0 10px;line-height:1.2}
.page-head p{color:var(--muted);max-width:760px;margin:0;font-size:18px}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chip{background:#eef2fb;border-radius:999px;padding:6px 12px;font-size:14px;color:#2b3550;text-decoration:none}
a.chip:hover{background:#dfe7fb}
ul.check{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:8px 18px}
ul.check li{padding-left:28px;position:relative}ul.check li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
.note{background:#fff8e6;border:1px solid #fde4a6;border-radius:var(--r);padding:18px 20px}
.empty{background:#fff;border:2px dashed #c9d4ee;border-radius:var(--r);padding:28px;text-align:center}
.empty h3{margin-bottom:6px}
.cta{background:var(--ink);color:#fff;border-radius:20px;padding:40px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta h2{color:#fff}.cta p{color:#c8d1e6;margin:0}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px}
details summary{font-weight:600;cursor:pointer}details p{margin:10px 0 0;color:#334}
.prose{max-width:780px}.prose h2{margin-top:34px}.prose p,.prose li{color:#253047}
form.list{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;display:grid;gap:14px;max-width:720px}
form.list label{font-weight:600;font-size:15px;display:grid;gap:6px}
form.list input,form.list select,form.list textarea{font:inherit;padding:11px 12px;border:1px solid #cdd5e5;border-radius:10px;width:100%;background:#fff}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:620px){.row2{grid-template-columns:1fr}}
footer.site{background:#0b1222;color:#aeb8cf;padding:48px 0 30px;font-size:15px}
footer.site a{color:#dbe3f5;text-decoration:none}footer.site a:hover{text-decoration:underline}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
@media(max-width:820px){footer.site .cols{grid-template-columns:1fr 1fr}}
footer.site h4{color:#fff;margin:0 0 10px;font-size:15px}
footer.site ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
footer.site .legal{border-top:1px solid #1f2a44;margin-top:30px;padding-top:18px;font-size:13px}